CalBank PLC
- • Today's move is larger than ~95% of recent daily moves (>2σ).
- • Last trade was 27 days ago. Latest price is not fresh.
- Day range
- GH₵0.37 – GH₵0.41
- Volume
- 620,000
- Market cap
- GH₵240M
- Shares out.
- 627M
- Dividend / share
- —
- Yield (trailing)
- —
- P/E
- —
- Real 1y (USD)
- -35.04%
CAL is down 7.32% today — a move larger than 95% of its recent daily range.
We found 3 recent stories mentioning this issuer that may help explain the move.
- ↗2026 World Cup: Neuer returns to Germany squad for tournamentJoy Business ·
- ↗While the World Looks to the Moon, Africa Looks Away – And that Must ChangeJoy Business ·
- ↗Driver in critical condition after container crushes mini cargo vehicle at Gomoa BiakoyeJoy Business ·
Possible explanations, not causation. Attribution is heuristic — a headline mentioning this ticker does not prove it moved the price.
What Nkosuo is seeing
What happened
CAL did not trade today — last print was 27 days ago at 0.38 GHS.
Liquidity
CAL trades moderately. Expect some bid-ask friction, especially on larger orders. Liquidity grade C.
Supply and demand
The close sat near the day low; sellers had the upper hand for the session.
Narrative
Recent Ghanaian news coverage has leaned positive across 5 stories scanned (2 positive vs 1 negative keyword hits).
Dividend
No trailing dividend on file for CAL. Check the issuer's next AGM notice for guidance.
Automatically generated from public market data and the Ghanaian news feed. Descriptive only. Not investment advice, not a prediction, not a recommendation.
Why the stock moved
CAL fell sharply today, closing at GHS 0.38.
Key factors
- • Most recent issuer notice (2026-04-01): Rights issue circular posted.
Cited data inputs
- Previous close
- GHS 0.41
- Day range
- GHS 0.37 – GHS 0.41
- Volume
- 620,000
- Last traded
- 2026-04-24
Limitations
- • End-of-day data only; we do not have intraday prints.
- • This explanation is descriptive, not predictive.
Descriptive only. Not investment advice. No buy / sell / hold output. AI disclaimer →
About
CalBank PLC, a Ghanaian commercial bank.
Curated by Nkosuo's editorial team. Not investment advice.
Fundamentals snapshot
Six categories: identity & capital · multiples · earnings & growth · profitability · trading · returns. Scroll horizontally on narrow screens.
Identity & capital
- SectorFinancials
- Industry—
- Listed2004-11-05
- Market CapGHS 240.00M
- Enterprise Value—
- Sales (TTM)—
- Net income (TTM)—
- EBITDA (TTM)—
- FCF (TTM)—
- Book / share—
- Cash / share—
- Total debt—
- Cash—
- Auditor—
Multiples
- P/E—
- Forward P/E—
- PEG—
- P/B—
- P/S—
- P/C—
- P/FCF—
- EV/EBITDA—
- EV/Sales—
- Debt / Equity—
- Current Ratio—
- Quick Ratio—
- Dividend Cover—
- Beta—
Earnings & growth
- EPS (TTM)—
- EPS forward—
- EPS growth (5Y)—
- Sales growth (5Y)—
- EPS Y/Y—
- Sales Y/Y—
- Dividend / share—
- Dividend yield—
- Payout ratio—
- Div growth (3Y)—
- Div growth (5Y)—
- Last dividend—
- Last earnings—
- EPS / Sales surprise—
Profitability
- ROE—
- ROA—
- ROIC—
- Gross margin—
- Net margin—
- Operating margin—
- vs SMA20+2.90%
- vs SMA50+2.36%
- vs SMA200—
- RSI (14)51.0
- Volatility (30d ann.)+32.8%
- Insider %—
- Institutional %—
- Short interest—
Trading
- Shares outstanding627.00M
- Volume (last)620.00K
- Avg volume620.00K
- Day low0.37
- Day high0.41
- 52W high0.49
- 52W low0.35
- % from 52W high-23.54%
- % from 52W low+5.36%
- Last traded2026-04-24
- Previous close0.41
- Price0.38
- Day change-7.32%
- Float—
Returns
- 1 day-2.30%
- 1 week+2.98%
- 1 month+4.19%
- 3 month-14.32%
- 6 month—
- YTD-12.74%
- 1 year—
- 3 year—
- 5 year—
- 10 year—
- 1Y real (CPI-adj.)—
- 1Y FX-adj. (USD)—
- Analyst target—
- Recommendation—
Fundamentals & ratios
Trailing twelve-month figures unless otherwise stated.
Fundamentals not yet tracked for this issuer.
Educational only, not investment advice. How read?
Educational valuation scenarios
Four independent models. Assumption-sensitive ranges — not recommendations, not price targets.
Educational models. Intrinsic value is an estimate, not a forecast. Ghana-aware discount rates (20–24%) reflect local sovereign yields. Nothing on this card is a recommendation to buy or sell.
Valuation toolkit
Interactive dividend-discount and two-stage DCF calculators. Inputs are seeded from public fundamentals and Ghana-specific defaults — change them to see how the implied fair value moves. Educational only. Not a fair-value target, not investment advice.
Dividend Discount Model (Gordon)
Fair value = DPS × (1 + g) / (r − g)
- ⚠ DDM requires a positive current dividend per share.
Two-stage DCF
5 years of explicit growth + Gordon-growth terminal value, discounted to today.
- ⚠ DCF requires positive free cash flow.
Outputs are educational estimates subject to input assumptions. Not a fair-value target, not investment advice. How calculated?
Peer multiples
P/E, P/B, and trailing dividend yield for CAL against sector peers. Medians shown for reference.
| Ticker | P/E | P/B | Div yield |
|---|---|---|---|
| CALthis stock | — | — | — |
| RBGH | — | — | 5.56% |
| EGL | — | — | 4.69% |
| SOGEGH | — | — | 5.93% |
| SIC | — | — | 4.55% |
| Median | — | — | 5.12% |
“Discount” / “premium” describes this stock's multiple relative to the peer median only — a cheap multiple can be justified by weaker fundamentals. Educational only.
CAL dividend yield vs T-Bills
Informational comparison. T-Bills are near-risk-free; dividend yield carries principal risk. Not investment advice.
- 364-day T-Bill37.87%
- 91-day T-Bill26.44%
- Stock dividend yield0.00%
- Ghana headline CPI17.80%
- Real stock yield
- -17.80%
- Real 91-day T-Bill
- 8.64%
- Real 364-day T-Bill
- 20.07%
Real yields subtract Ghana's current CPI. A negative real yield means your purchasing power is eroding, nominal income notwithstanding.
Sector peers
Auto-selected from Financials by market-cap proximity
Price & indicators
End-of-day data. Technical indicators are descriptive tools — they do not predict future prices and are not recommendations. Drawing tools available on globally-listed names via the TradingView panel below.
Recent mentions of CAL
No direct company news found from tracked sources
We didn't find any direct-company headlines for CAL in the last pull. See the full news feed for macro and market-wide stories.
Matched via whole-word ticker, company-name, alias, and former-name matching. Short tickers are never matched inside unrelated words. Low-confidence or macro/market-wide items are not shown on company pages.
Announcements & corporate actions
Source: GSE · Issuer filings- SourcerightsRights issue circular posted1 Apr 2026