Global Stocks
ModerateA share of ownership in a listed company.
Complexity: Beginner
Beginner fit: Beginner-friendly
Understand risks and costs before proceeding.
Open explainerGlobal instruments encyclopedia
Learn what each instrument is, how it works, and which risks matter for Ghanaian users.
ETFs
ModerateExchange-traded funds that hold baskets of assets.
Complexity: Beginner
Beginner fit: Beginner-friendly
Understand risks and costs before proceeding.
Open explainerMutual Funds
ModeratePooled portfolios managed by a fund manager.
Complexity: Beginner
Beginner fit: Beginner-friendly
Understand risks and costs before proceeding.
Open explainerIndex Funds
ModerateFunds designed to track a market index.
Complexity: Beginner
Beginner fit: Beginner-friendly
Understand risks and costs before proceeding.
Open explainerBonds
ModerateDebt instruments issued by governments or companies.
Complexity: Intermediate
Beginner fit: Learn-first
Understand risks and costs before proceeding.
Open explainerU.S. Treasuries
ModerateU.S. government bills, notes, and bonds.
Complexity: Intermediate
Beginner fit: Learn-first
Understand risks and costs before proceeding.
Open explainerEurobonds
HighInternational bonds typically issued in foreign currency (often USD).
Complexity: Advanced
Beginner fit: Not beginner-friendly
Eurobonds can experience severe drawdowns and restructuring risk.
Open explainerREITs
ModerateListed vehicles that own or finance income-producing real estate.
Complexity: Intermediate
Beginner fit: Learn-first
Understand risks and costs before proceeding.
Open explainerCommodities
HighRaw materials such as energy, metals, and agricultural goods.
Complexity: Intermediate
Beginner fit: Learn-first
Understand risks and costs before proceeding.
Open explainerGold
ModerateA precious metal accessed via physical holdings, miners, ETFs, or futures.
Complexity: Intermediate
Beginner fit: Learn-first
Understand risks and costs before proceeding.
Open explainerOil
HighEnergy commodity mainly referenced through benchmark crude contracts and related equities/funds.
Complexity: Advanced
Beginner fit: Learn-first
Understand risks and costs before proceeding.
Open explainerCurrencies / FX
HighRelative value of one currency against another.
Complexity: Advanced
Beginner fit: Learn-first
Understand risks and costs before proceeding.
Open explainerADRs / GDRs
HighCertificates representing shares of foreign companies traded in another market.
Complexity: Advanced
Beginner fit: Learn-first
Understand risks and costs before proceeding.
Open explainerOptions
Very HighContracts granting the right, not obligation, to buy/sell an asset at a set price before expiry.
Complexity: Advanced
Beginner fit: Not beginner-friendly
Options can lose value quickly and may be unsuitable for beginners.
Open explainerFutures
Very HighStandardized contracts to buy/sell assets at future dates, often with margin.
Complexity: Advanced
Beginner fit: Not beginner-friendly
Futures are leveraged and can create losses larger than initial margin.
Open explainerCFDs
Very HighContracts for difference with broker counterparties, usually leveraged.
Complexity: Advanced
Beginner fit: Not beginner-friendly
CFDs are high-risk leveraged products and are not beginner-friendly.
Open explainerCrypto / Digital Assets
Very HighDigitally native assets with highly variable use-cases and risk profiles.
Complexity: Advanced
Beginner fit: Not beginner-friendly
Digital assets are speculative and can be unsuitable for risk-averse beginners.
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