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Beginner·3 wk · 2h / wk·online·Certificate of completion

T-Bills & Fixed Income

Audience: Investors who want a clean cedi yield without equity volatility

Treasury Bills look simple but the maths trips up most beginners. This bootcamp gets you to the point where you can build a ladder on paper, compare it honestly to inflation, and explain to your aunt why a 26.4% T-Bill yield does not mean she will be 26.4% richer next year.

Outcomes

  • Compute the investment yield from a published discount rate.
  • Build a 91 / 182 / 364-day ladder by hand and in the platform.
  • Reason about reinvestment risk, FX risk, and tax treatment.

Prerequisites

  • Comfort with simple percentages.

Syllabus

  1. Week 1

    What is a T-Bill?

    • Face value, purchase price, discount
    • Investment yield vs discount rate
    • Effective annual yield
  2. Week 2

    Building a ladder

    • 91 / 182 / 364-day rungs
    • Rollover cadence
    • Liquidity vs yield trade-off
  3. Week 3

    Risks people forget

    • Reinvestment risk
    • Inflation risk
    • Cedi depreciation for diaspora investors

Upcoming cohorts

Spring 2026

2026-05-192026-06-09 · Wednesdays · 19:00–21:00 GMT

Scheduled — interest list
Format
online
Duration
3 wk · 2h / wk
Seats
25 of 25 remaining

Facilitator: Nkosuo editorial (tentative — confirmed at registration close)

Educational. Not investment advice. We do not give buy / sell calls in bootcamp sessions.

Disclaimer

This bootcamp is educational. Nkosuo is not a licensed investment adviser, broker-dealer, or fund manager. Nothing taught is a recommendation to buy or sell any security. See the full legal summary and methodology.